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12 reactions | Homeowners insurance versus mortgage insurance: What's the difference? As a real estate agent, helping your clients understand these two types of insurance is essential! Here's a quick breakdown: ✅Homeowners Insurance: Protects the homeowner and their property — covering damage, belongings, and liability. ✅ Mortgage Insurance: Protects the lender — required for buyers putting down less than 20%. | NVAR - Northern Virginia Association of Realtors® | Facebook
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