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Drivers with accidents, speeding tickets or DUI convictions pay some of the highest rates for car insurance of any demographic. A single at-fault collision, for example, can spike your premiums 45% or ...

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Teen drivers have the highest auto insurance rates of any demographic: A family adding a 16-year-old to their full-coverage policy could expect to see their premiums more than double, from an average ...