To calculate your required minimum distribution, simply divide the year-end value of your IRA or other applicable retirement account (such as a traditional 401(k)) by the distribution period value ...

RMDs are mandatory withdrawals from pretax retirement accounts. Find out how RMDs work and when you'll need to start taking them.

Retirees with tax-deferred investment accounts must make annual withdrawals, called required minimum distributions (RMDs), beginning at age 73. RMDs are calculated by dividing the retirement account ...

Your RMD depends on your account balance, as well as your age. There’s a straightforward way to calculate your RMD for 2025. The important thing is to use the correct IRS life expectancy table. The ...

Using the modified tables should be generally straightforward for most account owners, although there are a couple of situations that may be trickier this year. One of those instances involves anyone ...

Taking your first RMD late could leave you with a lot of extra taxable income for the year, potentially moving you into a higher tax bracket. Taking it early can help you just get it over with. You ...

OK, you’re feeling pretty good about your long-term savings habit and now have a rather decent IRA balance. You’re turning 73 or already 73 or older. Now Congress set up a simple rule to force you to ...

Use SmartAsset's RMD calculator to see what your required minimum distributions look like now and in the future. Enter your retirement account balance at the end of the previous year, your age and the ...

Retirees must begin taking required minimum distributions (RMDs) in the year they turn 73. Failing to take your RMDs could result in a penalty of up to 25% (10% if corrected in a timely manner).

In general, anyone with a tax-deferred retirement account must take withdrawals called required minimum distributions (RMDs) beginning at age 73. RMDs are calculated by dividing the retirement account ...