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The first step, consumer finance experts say, is to ask your card issuer to reduce the rate. And with average balances now $6,500, consider using your tax refund to put a dent in the debt. By Ann ...

President Trump, under pressure to bring down the painfully high cost of living, announced at Davos that he is calling on Congress to cap credit card interest rates at 10 percent for one year. Its ...

Clint Proctor is a lead editor with the credit cards and travel rewards team at Forbes Advisor. He has five years of experience in personal finance journalism and has contributed to a variety of ...

We live in a nation of unprecedented wealth and income inequality — where a handful of billionaires are getting much richer while the working class falls further and further behind. Just since ...

Discover key differences between debit and credit cards: spending limits, impact on credit scores, interest charges, and ...

Credit card skimmers attached to gas pumps are relatively old news, but now they're popping up in more unlikely places, like ...

A lowered credit limit isn’t always personal since issuers often cut limits as part of broader changes. The major issue could involve your credit utilization ratio, which jumps overnight since ...

Making the minimum payment on your credit card bill keeps your account in good standing. You avoid late fees. Your payment history stays clean. From the outside, everything looks fine. The problem is ...

It can be difficult to decide on a credit card when there are many different options available. The trick is to work out which credit card is best for you, meaning you need to consider when, where and ...

The proposal is as simple as it is startling — a 10 percent cap on credit card interest rates. This is not the typical tinkering with the tax code or a modest adjustment to banking regulations. It is ...