Personal loans are a form of installment credit, repaid in regular increments over a set period. They have lower interest rates than credit cards, making them a good option for home renovations, ...

Most business loan lenders will look at both personal and business credit scores when determining approval and rates. But if you have bad credit— or just don't want a hard pull that could lower your ...

Carrie Pallardy has more than nine years of experience writing about a range of topics, including healthcare and cybersecurity. Her expertise includes personal finance, insurance, real estate, and ...

Business loans provide short- and long-term financing for companies Matt Webber is an experienced personal finance writer, researcher, and editor. He has published widely on personal finance, ...

Achieve's HELOC has flexible terms and an unusual fixed rate, but the draw period is shorter than other lenders'. Sample HELOC rates are posted online. Fixed interest rates make payments predictable.

IRA loans aren't available, but an indirect rollover offers short-term access for up to 60 days. Borrowing from a 401(k) is possible up to $50,000 or 50% of your vested balance. IRA withdrawals can ...