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Retention: The proportion of risk an insurer retains in its own portfolio, after ceding the remainder via reinsurance.

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The Olympic cauldron at the Arco della Pace in Milan on Sunday.

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"Run, don't walk away." Homeowner receives 'out of control' $48,000 quote after HVAC 'expert' recommends preemptive replacement: 'It puts things into perspective' first appeared on The Cool Down.