Insurers usually record all claims, including non-fault ones, and may take them into account at renewal. For example, if your parked car is hit and the other driver’s insurer pays for repairs, your no ...

Some ex-policyholders are turning to self-insurance as an alternative. This involves making regular deposits into a dedicated savings pot, and using this to pay for incidents they'd have otherwise ...

The ABI said the cost of domestic flood claims increased by 38% to £313m in 2025, while payouts for subsidence jumped 10%.

Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Discover how recoverable depreciation in home insurance covers replacement costs, impacts claims, and ensures full recovery of your belongings' value.

The best time jumps in TV shows successfully advance their stories and keep audiences hooked, as seen in shows like Breaking ...

Your kitchen might be hiding a secret that could cost you everything. It's not the granite countertops you installed last ...

Owning a car is expensive, and it's not just the cost of the vehicle or repairing its parts that add up. Premiums increased by more than 50% between February 2020 and 2025, prompting some car owners ...

The date you renew your home insurance can affect how much you pay. Simply letting your policy auto-renew usually means paying more, while timing it right and switching to a new insurer can often cut ...