U.S. credit card debt hit $1.28 trillion in 2025, with average interest rates exceeding 23.5%. Building a $500–$1,000 emergency fund can prevent setbacks during unexpected expenses. Use the debt ...

A Cook County judge ruled cash-strapped Chicago is liable for overcharges and interest on more than a million tickets issued by the city from 2012 to 2022. If the ruling stands, refunds would add up ...

Receiving a large sum of money, like an inheritance, can be overwhelming. Here are seven expert-backed steps to help you decide whether to invest, pay down debt, or both.

Achieve reports that "charged-off as bad debt" means creditors consider an unpaid debt uncollectible, impacting credit scores and potential collections.