A default stays on your record for years, but lenders pay close attention to what you do after it. Recovery is slow, practical, and very possible.

Misuse of your PAN is usually not automatically detected. You only discover it when a bank calls, a loan application is rejected, or your credit score suddenly drops. The good news is that you don't ...

Every loan taken against your PAN must show up in your credit history. That includes personal loans, credit cards, education loans, buy-now-pay-later lines, and even some app-based microloans.

Despite being a small part of closing costs, credit report fees have become a flashpoint in the mortgage industry.

Learn how FICO Auto Scores impact your car loan rates and approval, and get tips for boosting your score to secure favorable ...

If the bank confirms the case of identity theft and a loan taken out by unknown individuals in your name, do make sure to report it immediately to the credit bureau. One can also write to the ...

Forbes Advisor’s weekly credit card rates report indicates that the current average credit card interest rate is 25.35%. The ...

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why ...

Susan Cannon, 73, owes nearly $40,000 across 19 credit cards. High interest rates are preventing her from retiring.

As if the typical dating app experience couldn’t get worse, a controversial app is coming back and bringing finances into the mix. Score, a dating app that previously required users to have a credit ...

Hitting an 800 credit score bumps you into the exceptional range. Here's what that means, and how to keep your place in the ...