Unfortunately, if you apply for your spousal benefit when you reach full retirement age, your own benefit will no longer accrue delayed filing credits. While that’s a cut-and-dried answer, I’ll ...

If this is your first time meeting with a financial advisor, that's fine! You don't need prior experience or a huge portfolio ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Americans who work with a financial advisor have more advantages than those who don’t, according to a recent Northwestern Mutual study. For example, they expect to retire two years earlier than those ...

Growth Strategies for Independent Employee Benefit Agencies Highlighted During Winter Conference This conference was ...

My wife started collecting Social Security at age 65, but it’s a tiny amount. I am planning on retiring in two years at 65 (67 is my full retirement age). Can my wife collect spousal benefits of 50% ...

For plan sponsors, offering voluntary benefits is no longer optional. Voluntary benefits are expected by employees across all generations, who weigh them heavily in their decision to join or stay with ...

An independent financial advisor is a professional who offers personalized financial guidance without being tied to a specific financial institution or product provider. This independence can allow ...

Company leaders don’t have a lot of allies in their constant battle against skyrocketing healthcare costs for their employees: And, if you're that leader, even the one person you see as your closest ...