As a public service, the staff of Credit.com provides this version of the Fair Credit Reporting Act (FCRA), prepared by the Federal Trade Commission.

Want to Buy & Forgive Debt Like John Oliver? Not So Fast When John Oliver announced Sunday night that he'd purchased medical debts as a faux collector and forgiven those debts, the Last Week Tonight ...

After our series of articles about medical collection accounts, we've been flooded with questions, some relating to medical bills and minors.

Auto Insurance Average Cost of Car Insurance Average Cost of Home Insurance Term Vs. Whole Life Insurance How to Budget for Insurance ...

We explain what to do if you find a hard inquiry on your credit report you don't recognize and how to fix your credit.

Scam Everlasting? After 25 Years, Debunked Faith Healer Still Preaching Debt Relief If you've ever channel surfed late into the night, you've probably seen Peter Popoff. He's a televangelist who looks ...

Can You Get an Apartment with Bad Credit? You can get an apartment with bad credit, but it may take some strategizing. Apartment applicants with low credit scores can boost their odds by applying with ...

(Data is simplified; many states have nuanced laws. Check your state’s statutes for precision.) This table is to illustrate differences: e.g., in Texas you worry less about wage garnishment, in New ...

Take control of your financial health and strengthen your money relationship with practical tips to improve your credit score and set financial goals today. A clear, step-by-step guide on what bad ...

In 2022 the national average FICO credit score is 716, while the average VantageScore is 697. Read on to learn more credit score statistics and facts.

In most cases, cosigners are not listed on the title unless they are also listed as co-owners of the vehicle. Typically, it depends on the laws and regulations of your specific jurisdiction. If you’re ...

Lexington Law Firm has over two decades of experience assisting people with their credit needs. If you've noticed an inaccurate blemish on your credit report, you may be wondering about the pros and ...