Calculate dividends by subtracting year-end retained earnings from start-year retained earnings, then net income. Dividend payout ratio (DPR) is found by dividing total dividends by net income to ...

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Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas including investing, insurance portfolio management, finance and accounting, personal investment and financial ...

Social Security uses your top 35 income years, adjusted for inflation, to calculate benefits. Claiming benefits before full retirement age leads to permanently reduced monthly payments. Delaying ...

These are the recommendations we would confidently give to our own friends and family. They are based on the best prices right now at hundreds of resellers of Apple products. If you want to buy a iMac ...

Angelica Leicht is a seasoned personal finance writer and editor with nearly two decades of experience but just one goal: to help readers make the best decisions for their wallets. Her expertise spans ...

Abstract: The accurate rotor position identification of the permanent magnet spherical motor (PMSM) is crucial to its closed-loop control. A design method for the Hall sensor array and a novel method ...

A new report from the Urban Institute and the Commonwealth Fund, Comparing Health Insurance Reform Options: From "Building on the ACA" to Single Payer, estimates the impact of eight health care reform ...

Apple Watch calories are accurate as long as your height and weight are correctly noted in the Health app. You should also calibrate Apple Watch's motion and distance tracking for improved accuracy.