Mortgage rates are back in focus as the 30-year fixed loan dipped once again on September 30, 2025. After months of volatility, the average rate is now hovering around 6.26%, giving homebuyers and ...

Refinancing replaces your current mortgage with a new loan, often to lower your interest rate, shorten your loan term or lock in a fixed rate. Some homeowners also choose a cash-out refinance, which ...