Key Points Financial guru Dave Ramsey is known for his anti-debt stance. While Ramsey says you can technically get away with not having a credit score, that advice misses the mark. It’s best to have a ...

Unfortunately, ours is a society in which human beings took the God-given gift of free will and used it to create credit scores. Worse yet, we’ve somehow decided that these fickle, easily exploited ...

Sometimes, closing the account may be the best move. But before you do, make sure you understand the new benefits, the timing of the changes, and the potential credit score impacts. Many or all of the ...

If you’ve ever stared at your credit card statement and felt personally attacked, you’re not alone. APRs can feel mysterious, arbitrary, and downright rude, especially when you’re trying to be ...

President Trump, under pressure to bring down the painfully high cost of living, announced at Davos that he is calling on Congress to cap credit card interest rates at 10 percent for one year. Its ...

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Tobi is a crypto writer at Investopedia. He aims to simplify the complex concepts of blockchain and cryptocurrencies for the masses. Ippei Naoi / Getty Images Millennials average a 691 FICO ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debit and credit cards may look the same at checkout, both ...

At the World Economic Forum in Davos, President Donald Trump called on Congress to cap credit card interest rates at 10%, a policy which Sen. Bernie Sanders already proposed through legislation. There ...

JPMorgan Chase CEO Jamie Dimon issued a stern warning about President Donald Trump's credit card rate cap at the World Economic Forum in Davos on Wednesday, saying that it would be an "economic ...

Recently, President Trump called for a year-long credit card interest rate cap of 10% starting on Jan. 20, 2026. While this deadline has passed, he reiterated this request and urged Congress to act ...