With tax season underway, the Better Business Bureau is urging consumers to research credit repair and debt relief services before hiring anyone.

AI now shapes your loan approval and interest rate. Learn how lenders use algorithms, what rights you have under federal law ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

GRAND RAPIDS, Mich. — Your credit score plays a crucial role in your financial identity, affecting everything from major purchases to loan approvals and even rental applications. As we wrap up our ...

When a family member steals your identity, the recovery process can take a financial and emotional toll. This page includes information about these cards, currently unavailable on NerdWallet. The ...

Recently, President Trump called for a year-long credit card interest rate cap of 10% starting on Jan. 20, 2026. While this deadline has passed, he reiterated this request and urged Congress to act ...

There is no universal minimum credit score requirement, but a higher score will get you a better rate Written By Written by Staff Loans Writer, Buy Side Emily Sherman is a staff loans writer for Buy ...

From the rates you pay on loans to the ability to rent an apartment, your credit score impacts a lot of things in life, and maintaining good credit is vital to a healthy financial life. Unfortunately, ...

Learn how to increase your credit score fast! This tutorial covers payment history, utilization ratio, length of credit, mix of accounts, and new accounts to help you reach an 800+ FICO score. Donald ...

You'll probably find out by something like a declined tap at the grocery store. It feels small in the moment, but going over your credit limit sets off a quiet chain reaction behind the scenes that's ...

If there’s one thing almost everyone wants to know — other than how to find the fountain of youth — it’s how to improve their credit score. And for good reason: Boosting your credit score opens the ...