Learn how the coinsurance formula affects your home insurance claim reimbursement, why maintaining 80% coverage is crucial, and see examples to avoid penalties.

Insurers usually record all claims, including non-fault ones, and may take them into account at renewal. For example, if your parked car is hit and the other driver’s insurer pays for repairs, your no ...

The ABI said the cost of domestic flood claims increased by 38% to £313m in 2025, while payouts for subsidence jumped 10%.

Fans of Dazed and Confused have an opportunity to buy one of the houses featured in the movie. Located in the Allendale ...

Home warranties cover repairs for systems and appliances from normal wear and tear, while home insurance covers damage from events like fire or theft. Home insurance is typically required by mortgage ...

Forbes contributors publish independent expert analyses and insights. Writes on housing innovation for sustainability and affordability. As housing faces more climate threats that result in more ...

If your home insurance rate has spiked lately, you’re not alone. And President Trump’s policies could make it even more expensive. Since 2021, at least 6 million policyholders across the country have ...

It’s currently the open enrollment period, when people choose what health insurance they’ll have for the next year. But the process can often be overwhelming. “It's confusing for everybody,” Peter ...

Farmers Insurance Group, California’s second-largest home insurance company, is seeking a rate hike amid plans to lift a cap on the number of new homeowner polices it writes each month in the state.

Insurance premiums are rising fast in the parts of the United States most exposed to climate-related disasters like wildfires and hurricanes. New research shows that, as insurance has sharply pushed ...

This Louisiana resident expects to pay 45 percent more for home insurance this year. Similar increases are hitting homeowners across the state, where insurance costs have exploded over the past four ...

Add Yahoo as a preferred source to see more of our stories on Google. Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. A homebuyer in North Carolina ...