A default stays on your record for years, but lenders pay close attention to what you do after it. Recovery is slow, practical, and very possible.

Every loan taken against your PAN must show up in your credit history. That includes personal loans, credit cards, education loans, buy-now-pay-later lines, and even some app-based microloans.

It's easy to think of credit card fraud and picture someone skimming your card at a gas pump. But that's not usually how it happens. The bigger threat is new account fraud. Someone opens a credit card ...

The average credit score for Americans in their 40s and 50s sits in the low 700s, which is good enough to access credit but ...

Learn how FICO Auto Scores impact your car loan rates and approval, and get tips for boosting your score to secure favorable ...

Think your credit score is ‘good’? Experts break down what the numbers mean - Having a good credit score opens the door for ...

If the bank confirms the case of identity theft and a loan taken out by unknown individuals in your name, do make sure to report it immediately to the credit bureau. One can also write to the ...

You may have seen the term “APR” while shopping for auto loans, mortgages or credit cards. It stands for “annual percentage rate” and describes the yearly cost of carrying an unpaid balance in various ...