If you put money into your employer's 401(k) without specifically choosing investments, there's a good chance your money will ...

According to a 2025 survey, most households with over $200,000 in investable assets are choosing not to put their retirement funds in this type of account.

Target-date funds (TDFs) are perhaps the biggest "cheat code" in the investment world. It's a living, breathing portfolio in a single product, providing access to multiple variations of stocks and ...

Investing isn't as difficult as it's made out to be, but it does require some attention. For instance, you must regularly check your allocation to make sure the risk you’re taking is appropriate for ...

Your clients may have never heard of them, but collective investment trusts (sometimes called “CITs”) are increasingly ...

Five former Dell Technologies Inc. employees filed a proposed class action saying their 401(k) plan lost more than $318 ...

The investment seeks a high level of total return through its target date; Thereafter, the fund primarily seeks high current income and secondarily capital appreciation. Under normal conditions, the ...

We’ve been talking about how to build a do-it-yourself retirement plan — one that doesn’t take a finance degree or endless screen time to manage. So far, the plan has been simple: most of your ...

A fee-only financial advisor for both retirement plans and individuals, Roger Wohlner worries that target date funds—which invest in a mix of assets with the aim of reducing equity exposure as ...

A target-date fund is a fund of funds that provides asset-class diversity through a blend of stocks and bonds. Portfolios are adjusted for lower risk as they approach a designated target date. These ...

More than one-quarter of the money flowing into mutual funds during the first half of 2008 went into target-date funds, issues where the portfolio's asset allocation is designed to age - and become ...

The investment seeks a high level of total return through its target date; Thereafter, the fund primarily seeks high current income and secondarily capital appreciation. Under normal conditions, the ...