Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer's contributions, you'll need ...

Understanding this rule now could save you a lot of money down the road.

If you have a 401(k) account that offers an employer match, you may have to stay at the job for a certain length of time before those contributions become yours. That’s called vesting and it’s ...

A 401(k) match allows an employee to receive “free” money from their employer for contributing to their retirement plan. The amount of the match can vary with the employer’s contribution being a full ...

Any money that you put into your 401(k) is yours. But when it comes to employer match contributions, things work a little differently. To own any portion of your employer’s contributions, you’ll need ...

Tanza Loudenback is a contributor to Buy Side and expert on retirement and taxes. Updated September 13, 2024, 4:41 PM EDT You may have heard that there’s no such thing as a free lunch, but to the ...

If you're part of today's workforce, you've heard of a 401(k). In fact, nearly 35% of working-age individuals ages 15 to 64 have one, according to the Census Bureau. But what exactly is it? A 401(k) ...

Reaching fully vesting in a 401(k) account is a huge milestone when it comes to retirement planning. However, just because you're fully vested doesn't mean you can sit back and relax! You may be ...

Katharine Paljug is a financial writer and editor with over a decade of industry experience. Her writing has covered nearly every aspect of the financial world, from investing in forex to paying for ...

A 401(k) is an employee-sponsored retirement plan offering tax advantages. You contribute a chosen percentage of your income, which is then automatically withheld from each paycheck by your employer ...

While an $18,000 unvested 401(k) loss is substantial, the opportunity for a $20,000 salary increase, a better title, and career growth make switching to the new job an easy decision. Are you ahead, or ...