BHIM and UPI are often confused as the same, but they aren't. Learn the key difference between BHIM and UPI, how each works, and which one you should use for digital payments in India.
India Today on MSN
Why banks are using IVR checks for high-value UPI payments
One of the most common safety steps used today is IVR verification, where banks confirm a transaction through an automated ...
UPI transactions rose marginally in January, with volumes at 21.7 billion and value touching ₹28.3 trillion, underscoring steady momentum in India's digital payments ecosystem despite month-on-month m ...
Unified Payments Interface (UPI) transactions till December 2025 touched a record high of ₹230 trillion, amid the ...
The government on Tuesday informed the Rajya Sabha that transactions through the popular UPI touched a record value of INR ...
The Union Budget 2026 has an outlay of Rs 2,000 crore for UPI and RuPay platform transactions for FY27, a nearly 10 per cent ...
UPI transactions in 2025-26 till December reached a historic Rs. 230 lakh crore (US$ 2.56 trillion), driven by widespread digital adoption and expanding global usage, making it a critical pillar of ...
The UPI transaction value growth has already dropped to 13 percent even though volume growth remains robust at around 28 percent ...
He noted that the Rs 230 lakh crore recorded so far in 2025-26 compares with a total transaction value of Rs 139 lakh crore in 2022-23.
A UPI transfer feels reversible because it happens in seconds, but once the money reaches the wrong account, banks have far ...
By 2026, instant payments will no longer differentiate banks—they will define them. Institutions that fail to address ...
In January, Unified Payments Interface (UPI) transactions reached a record-breaking ₹28.33 lakh crore, according to the National Payments Corporation of India (NPCI).
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