Could your debt be reduced or forgiven? Take our financial relief quiz. Racking up more debt than you can pay off is easy to do, especially if you’re dealing with any kind of financial hardship.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...

Most business owners who invoice customers for goods or services will encounter the occasional late payment. However, if a customer’s invoice due date has come and gone and you can’t get a firm answer ...