Parent PLUS loans can be eligible for Income-Contingent Repayment (ICR) and Public Service Loan Forgiveness (PSLF). Your eligibility for these programs can depend on your income and the type of ...

A caller to The Dave Ramsey Show in January 2026 faced a debt situation trapping thousands of families: $170,000 in combined ...

Major changes to the Parent Plus program are coming — but borrowers can take action to keep some options intact.

When Julie Wake and her husband put their first three children through college, they encouraged them to prioritize the quality of the education over the price. Money mattered, but each of their ...

The Education Department is rolling out changes to the Parent PLUS student-loan program. The changes include a $65,000 lifetime borrowing cap, or $20,000 per year. It could leave some parents without ...

The One Big Beautiful Bill Act (OBBBA) was signed into law on July 4, 2025, and includes several important changes that will take effect beginning July 1, 2026, impacting how students and families pay ...

A decade after college, Lily from New York City faces a financial dilemma that tests the boundary between legal obligation ...

The Federal Direct Parent Loan for Undergraduate Students (PLUS) is an optional federal loan program for parents of dependent students who wish to access additional resources. This credit-based parent ...