Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Ebony Howard is a certified public accountant and a QuickBooks ProAdvisor tax expert. She ...

Adjustable-rate loans have lower rates right now than fixed mortgages, offering buyers cheaper financing costs.

A fresh Monday update on average mortgage rates is steering home shoppers to look closely at adjustable-rate mortgages as the spring buying season approaches. The briefing, aimed at helping borrowers ...

An option adjustable-rate mortgage is a complex type of hybrid mortgage originally designed for a narrow segment of people: sophisticated borrowers with inconsistent incomes. But because an option ARM ...

The use of adjustable-rate mortgages is rising as borrowing costs remain high, but housing experts don't see the same risks that triggered the 2008 housing crisis.

Today's homebuyers face a tough market. Mortgage rates hover between 6% and 7% currently, while home prices stay stubbornly high. This combination has pushed homeownership out of reach for many ...

Real estate platform ZeroDown provides a guide to adjustable-rate mortgages — what they are, how they differ from fixed-rate loans, and when they may be right for you. Mortgage rates have been ...

Add Yahoo as a preferred source to see more of our stories on Google. What Is a 5/1 ARM? (And Should You Get One To Snag a Lower Mortgage Rate?) Prospective homebuyers have been dealt a complicated ...

Mortgage interest rates just fell to an 11-month low last week and they are likely to continue to fall in the weeks ahead. With a Federal Reserve rate cut all but a certainty now (the dispute lies ...

As the country reemerged from the coronavirus pandemic lockdown in 2021, when the COVID-19 vaccine finally arrived, TikTok reached 1 billion downloads and Adele finally released new music — the ...

For those of us who lived through the housing crisis of 2008, you may associate adjustable rate mortgages (ARMs) with predatory lending practices and mass foreclosures. But today’s ARMs have been a ...

More homebuyers are turning to adjustable-rate mortgage loans to keep their payments affordable. It's easy to understand why.