Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

People don’t like uncertainty. In times of change, however, the unknown dominates the landscape. For health insurance brokers, the new health care reform legislation has created uncertainty of ...

(This is the first of a series of commentaries on details of the 2010 health care reform legislation.) The Patient Protection and Affordable Care Act, signed into law by President Obama in March, is ...

Despite a turbulent 2025 start, marked by devastating California wildfires and multiple severe convective storms, the US ...

Louisiana ranks as the worst home insurance market in the country according to the 2026 Louisiana Home Insurance Stability ...

Currently, under the Patient Protection and Affordable Care Act, all health insurers must meet a medical loss ratio requirement, which is the amount of total revenue an insurer must spend on patient ...

The Department of Health & Human Services has rejected North Dakota’s waiver to be exempted from the medical loss ratio provision under the healthcare reform law, according to news report by The Hill.